some people are loading based on numbers and collateral:

https://bitcointalk.org/index.php?topic=97764.0

> If you dont have reputation nor collateral nor an insurance you
> can
leave this thread now.

then there's others like stunna making 0% interest loans based on feel
of the person:

https://bitcointalk.org/index.php?topic=276416.0

> Must borrow for a legitimate purpose, [...] Loans handled on a case
> by case basis I have the right to decline any requests I see unfit
> No sob stories

check this one reply:

https://bitcointalk.org/index.php?topic=276416.msg2953799#msg2953799

look at his company developing hardware:

https://bitcointalk.org/index.php?topic=192860

this is really wicked stuff.